A guide to understanding and verifying the insurance coverage of a safari operator to ensure you are protected in case of an emergency.
The Importance of Adequate Insurance
When you are on safari in a remote part of Africa, it is essential to know that you are in safe hands. A crucial part of this is ensuring that your safari operator has adequate insurance coverage. This insurance should cover a range of potential incidents, including vehicle accidents, medical emergencies, and other unforeseen events. Without proper insurance, you could be left with significant financial and logistical problems in the event of an emergency. Our safari advisors can help you understand insurance requirements.
Types of Insurance to Look For
A reputable safari operator should have several types of insurance. This includes public liability insurance, which covers accidents and injuries that may occur during the safari. They should also have vehicle insurance that covers their safari vehicles. In addition, many operators have medical evacuation insurance, which covers the cost of being evacuated to a hospital in a medical emergency. It is also highly recommended that you have your own comprehensive travel insurance policy.
How to Verify Insurance Coverage
The best way to verify an operator's insurance coverage is to ask for a copy of their insurance certificates. A reputable operator will have no problem providing this information. You can then review the certificates to ensure that the coverage is adequate and that the policies are current. If you have any doubts, you can contact the insurance company directly to verify the information. For more on this topic, visit our knowledge center.
The Role of Flying Doctors Services
In many parts of East Africa, safari operators partner with the Flying Doctors Service. This service provides emergency medical evacuation from remote areas to well-equipped hospitals. When choosing an operator, ask if they are members of the Flying Doctors Service or a similar organization. This membership provides an extra layer of security and peace of mind when you are on safari. Use our cost calculator to see if this service is included in your safari package.
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